In Commonwealth nations and Ireland, a biscuit is a small baked product that would be called either a "cookie" or a "cracker" in the United States and most of English-speaking Canada. Biscuits in the United Kingdom, the Isle of Man, and Ireland are hard and may be savoury or sweet, such as chocolate biscuits, digestives, hobnobs, ginger nuts, rich tea, bourbons, and custard creams. In the Commonwealth Nations and Ireland, the term "cookie" typically refers to only one type of biscuit (chocolate chip cookie); however, it may also locally refer to specific types of biscuits or breads.